ACCESSCORP — ACCESS HOLDINGS Disclosures

* Access Holdings PLC reaffirmed its financial strength for FY2025, reporting a 13.3% increase in gross earnings to ₦5.53 trillion and surpassing ₦1 trillion in profit before tax for the first time. * The Company clarified that no dividends were declared for FY2025 due to pending regulatory compliance requirements, specifically concerning limits on foreign subsidiary investments under the Banks and Other Financial Institutions Act. * Management is actively pursuing capital optimization and governance enhancements to meet regulatory standards, with the intent to resume dividend payments once all necessary approvals are secured. * Looking ahead, the firm is targeting a return on equity exceeding 20%, a return on assets above 2%, and a cost of risk below 3%.

Access Holdings Plc Full Year 2025 Financial Performance: From Scale to Lagos, Nigeria, 30th April 2026 – Access Holdings Plc (“the Group”) today announced its audited results for the financial year ended 31 December 2025, marking an important milestone in its evolution from a platform defined by scale to one now defined by value, efficiency, and earnings quality. The Group delivered resilient performance in a year shaped by transition, reflecting not only the strength of its franchise, but the robustness of the systems and governance structure…

Corporate information Mr. Aigboje Aig-Imoukhuede, CFR Chairman/Non-Executive Director Mr. Abubakar Aribidesi Jimoh, CFA Independent Non-Executive Director Mrs. Fatimah Bintah Bello-Ismail Independent Non-Executive Director *Mrs. Ibironke Olatokunbo Adeyemi Independent Non-Executive Director Mr. Olusegun Babalola Ogbonnewo Non-Executive Director Mrs. Ojinika Nkechinyelu Olaghere, FCA Non-Executive Director ****Mr. Innocent Chukwunweike Ike, FCA, FCIB Group Managing Director/Group Chief Executive Officer *****Ms. Bolaji Olaitan Agbede Executive Director Mr. Lanre Babatunde Bamisebi Executive Dir…

Access Holdings Plc consolidated and separate financial statements for the year ended 31 December 2025 ACCESS HOLDINGS PLC Index to the consolidated and separate financial statements For the year ended 31 December 2025 Page Note Page i Corporate information 3 13 Other operating income 216 ii Directors' report 4 14 Personnel expenses 217 iii Customer complaints and feedback 11 15 Other operating expenses 220 iv Reports to the CBN on frauds and forgeries 13 16 Income tax 221 v Corporate governance report 14 17 Earnings per share 224 vi Statement of directors’ responsibilities 49 18 Cash and bala…

**FINANCIAL HIGHLIGHTS:** - PAT: N642.2 billion, with a 4% increase from 2024 - EPS: N1,671 (basic) - Dividend: N150 per share (proposed) - Equity: ₦26.7 billion - Shares: 53.3 billion (average) - ROE: 4.2% **KEY NOTES:** The company’s revenue increased marginally to N5.89 trillion. It reported a modest net profit after tax of ₦642 billion, reflecting stable operational performance. The group continues to focus on strengthening its digital banking, payment services, and corporate banking capabilities, amid cautious economic outlook. Management emphasizes maintaining a strong capital position and efficient risk management to support future growth. The outlook remains cautious, with ongoing efforts to optimize portfolio, grow digital services, and enhance stakeholder value.

• Access Holdings Plc announced the retirement of Mrs. Chizoma Okoli as the Deputy Managing Director of Access Bank Plc, effective April 30, 2026. • Mrs. Okoli joined Access Bank in March 2019 as an Executive Director and was appointed Deputy Managing Director, Retail South in March 2022. • Her retirement follows the expiration of her term. • The Board expressed appreciation for her outstanding service in deepening the Bank's retail footprint, expanding its customer base, and strengthening its proposition to small and medium-sized businesses. • For investor inquiries, contact investorrelation@accessholdingsplc.com or +2348130591031.